Graduate Vacancies at Citygate Global Investment Limited

Citygate Global was founded in June 2007 as a Microfinance Institution and registered with Corporate Affairs Commission. The organisation was created with the objective to reduce Nigerian population living below poverty line by intervening and enhancing the capacities of the low-end 
actively engaged populace struggling to run a viable businesses to earn a living. The organisation activities are geared in line with the global initiative of poverty alleviation and Financial Inclusion to all. We continually focus on this segment of the Nigerian economy by doing everything possible to assist them to run a viable businesses and improve their lives.

We are recruiting to fill the position below:


Job Title: Processing Officer
Location: Abuja
Qualification Required 

• Must have at least 2 years experience in related functions.
• Good knowledge of Microsoft Excel
• Evidence of professional qualifications will be an added advantage
• University Degree or Higher National Diploma in a related discipline.
• Problem solving and good negotiation skills is required
• Excellent Team Player

Job Title: Resident Control Officer
Location: Kwara
Job Description 

• Ensure branch staff complies with Internal Code of Conducts; Policy/Procedure and Regulations on transactions initiated by the bank.
• Ensure that all expected activities as stipulated in the control checklists are performed by the branch management
• Educate and train staff on compliance issues, and acting as the contact point within the branch for compliance queries from staff members
• Create and improve homogenous Compliance Culture in the assigned branch that aligns with control and business objectives of the Bank
• Build strong KYC and KYCB compliance environment in the assigned branch i.e. ensure capturing of all valid KYC documentation into all customers’ accounts in the Core Banking Applications through the regular review of Account opening and documentation both on client files and on the system.
• Review credit files after loan approval before loan disbursement: All risks observed must be escalated before disbursement.
• Carry out unannounced field visit to clients’ business locations before or after loan approval as the case may be.
• Ensure integrity of the transactions and GL accounts in the branch through daily review of the branches GL balance reports.Any major deviation from the standard must be escalated.
• Institute and enforce aggressive Cost reduction Strategies/Tactics for the branch under your purview to ensure zero% income wastage
• Ensure prompt resolution of all recommendations in the Internal Audit Report, Regulatory Examiners Report and other Statutory Examiners Report involving the branch under your purview.
• Ensure daily Call Over of all Tills transactions (which include but not limited to deposit/withdrawal slips, Cheque slips, Internal fund transfers)within 24 hours of posting and where practicable online same day and as may be advised to you from time to time
• Daily Review of all System Generated Override Message/Exception Reports to ensure that appropriate approvals were obtained for it and that they are valid transactions
• Daily review of ATM Card and Pin Management or any other related reviews to ensure any irregularities are discovered and escalated promptly.
• Conduct Special Investigation as may be directed by the Risk and Compliance Manager.
• Conduct spot checks, stock taking and other functions as may be assigned from time to time.
• Ensure prompt and qualitative rendition of relevant returns and reports as may be required by the Risk and Compliance Manager which will include among others: Critical Control Issues Report, Unusual Incidence Report, Report on assets ageing in standard approved format etc
• Any other job that may be assigned by the Risk and Compliance Manager.

Qualification Required 

• 2 years’ experience in Internal audit/Internal control of a reputable Microfinance or commercial bank
• University Degree or HND in a related discipline.
• Accounting qualification is required
• Evidence of professional qualifications will be an added advantage
• A demonstrated knowledge of internal controls
• Strong organizational skills with the ability to manage multiple assignment simultaneously
• Strong analytical skills. Detail oriented and ability to work and interpret figures and other financial information.
• Strong written and oral communication skills
• Ability to address issues and effect change
• Good knowledge of Microsoft Excel
• Ability to demonstrate a professional and objective perspective at all times

Job Title: Recovery Officers
Location: Kwara, Rivers
Job Description 

• To come up with effective recovery strategies
• Create a recovery management environment of an acceptable quality in terms of established credit guidelines
• Interact with customer to obtain additional credit information
• Check for credit viability on request for extended terms and evaluate various adjustment
• Maintain bad debt recovery records
• Negotiate payment programs with delinquent customers
• Monitor violations of credit policies, provide analysis conclusion and recommendation
• Tracking of various stages of past due obligation and alerting management of the required step that must be taken to ensure full recovery in line with our recovery process
• Loan /remedial management that is factoring in the interest till date and restructuring plan
• Generating the outstanding for Non-performing loan through the software
• Work with Relationship Manager during transition to recovery to gain in sight in the history of the loan
• Actively monitor the financial performance of all loan within the officer assigned portfolio
• Work with the legal and remedial team at the head office throughout the legal process if any, and provid direction as required
• Conduct credit check on customers

Qualifications 

• University Degree or Higher National Diploma in a related discipline.
• Must have at least 2 years’ experience in related functions.
• Evidence of professional qualifications will be an added advantage
• Problem solving and good negotiation skills is required
• Good knowledge of Microsoft Excel
• Good Track Record on Recovery

How to Apply 
Interested and qualified candidates should send their CV's and cover letter to: hr@citygateglobal.com


Application Deadline  24th March, 2017.